Wanting to get your family into its first home.
During a doctor’s appointment, learning that you’re expecting twins.
Hearing that your graduate school wants its tuition paid back, plus interest.
Having all of your financial eggs in a single basket and wanting to tuck a little cash away, just in case.
Living-off of a startup salary that barely covers rent.
Holding stock certificates that (for now) can’t pay for a mocha.
Seeing your once-promising marriage dissolve into divorce and needing to settle affairs.
Owing the in-laws for the down payment loan they provided for your first house.
Ensuring that your kids can attend the school of their choice.
Diagnosed with a terminal illness, rushing to ensure that your family’s financial needs are covered for the long term.
Setting-up an estate plan for the grandchildren.
As the first small financial backer of your company, needing to wave a victory flag.